No-Redirect Crypto Payment
AnarPay — Crypto Payments Inside Your Chat, Bot & Service
A lightweight, direct payment infrastructure for receiving USDT, USDC and BNB on BNB Smart Chain — no Connect Wallet, no redirect, dedicated address per payment, direct settlement.
AnarPay is built for scenarios where the user should not leave the main flow — Telegram bots, Bale bots, Instagram DMs, WhatsApp Business, service subscriptions, and direct payments where you need to know exactly who paid, how much, and for what.
AnarPay vs D-Pay
What is the difference between AnarPay and D-Pay?
AnarPay and D-Pay are both crypto payment products by Anarchain, but designed for different needs. D-Pay is a broader Web3 payment ecosystem; AnarPay focuses on one specific problem: fast, trackable crypto payment collection without the user leaving their chat, bot, DM, or service.
D-Pay
Web3 EcosystemSuitable for broader Web3 payment scenarios, full gateway experiences, payment ecosystems, Web3 services, and flows where users can enter a more complete payment experience.
AnarPay
Chat-Native Payment InfrastructureBuilt for fast, direct, no-redirect, no-connect-wallet payments — specifically for bots, DMs, chats, and businesses that want to keep payment inside the user's current flow.
Core Problem
What is the payment problem in bots and DMs?
In many services, users are inside a chat, bot, or DM flow. Redirecting them to an external gateway, Connect Wallet, complex form, or new page can hurt payment rates and destroy user experience. AnarPay solves this.
Common Pain Points
User leaves the purchase flow
Connect Wallet is too complex for average users
No precise tracking of which user paid
Manual transaction monitoring required
Delayed settlement and manual withdrawal
Difficult to use inside bots and messengers
AnarPay Solution
Dedicated address per payment
Track with merchant_ref tied to your order
QR and address sendable in any chat
Signed webhook confirms the payment
Direct, instant settlement to merchant wallet
API-first, designed for bots and websites
How It Works
How does AnarPay work?
From payment creation to confirmation and settlement — fully API-based and connectable to your system.
Create Payment
Your service sends the amount, token, and internal order ID via API. AnarPay returns a payment_id and a dedicated BSC address.
Show Address to User
The payment address or QR is shown inside your bot, DM, website, or app. The user pays without Connect Wallet or visiting an external gateway.
Blockchain Detection
AnarPay monitors the transaction on BNB Smart Chain and updates the payment status after detection and confirmation.
Webhook & Direct Settlement
After confirmation, a signed webhook is sent to your system and the net amount is transferred directly to the merchant's settlement wallet — no manual withdrawal needed.
Capabilities
Features that make AnarPay different for chat-native payments
No-Redirect Payment
Users are not sent to a gateway page — the payment address is shown directly inside your chat, bot, or service.
No Connect Wallet
Users just send from their wallet to the dedicated address — no wallet connection to your app required.
Dedicated Address per Payment
Each order has its own address so payments never mix and every transaction links back to its exact order and user.
merchant_ref Tracking
Store your internal order, user, or invoice ID alongside the payment and receive exactly that in the webhook.
HMAC-Signed Webhooks
Payment events are sent with HMAC signatures so your system can verify the source and integrity of webhook data.
Direct Instant Settlement
After confirmation, the net amount goes directly to the merchant's settlement wallet — no manual withdrawal required.
Multi-Merchant Support
One account can have multiple stores, bots, or services — each with its own API key and settings.
Developer-First
Simple API, clear docs, payment statuses, webhook events, status polling, and a structure connectable to any system.
Bilingual Dashboard
Dashboard, docs, and UX available in Persian and English for both local and international teams.
Transparent Tiered Fees
Clear tiered fee structure — no fees charged from the paying user.
Use Cases
Built for Payment Inside Conversations
AnarPay is designed for places where payment must happen inside the user's current flow — not on a separate page.
Telegram Bot
Create invoices, show address or QR, receive webhooks, auto-activate service after payment confirmation.
Bale Bot
Direct payments for internal services, subscriptions, consultation requests, or digital product sales.
Instagram DM
Send a dedicated payment address to each customer and precisely track who paid and how much.
WhatsApp Business
Suitable for sellers and services managing orders and customer communication through WhatsApp.
Website & Panel
Display payment address, QR, payment status, and activate orders after webhook confirmation.
Services & Subscriptions
Suitable for subscriptions, courses, consulting, digital files, APIs, and software products.
Technical Architecture
AnarPay Technical Architecture
A simple path for users, but a precise infrastructure for payment detection, security, settlement, and reporting.
Merchant API
Create payments, receive payment_id, dedicated address, payment status, and connect to merchant system.
HD Wallet Layer
A dedicated address is generated per payment so order tracking is precise and reliable.
Blockchain Monitor
BNB Smart Chain transactions are monitored to detect payments and update statuses.
Webhook Engine
After confirmation, the payment event is HMAC-signed and delivered to the merchant's endpoint.
Settlement Flow
Settlement goes directly to the merchant's wallet — no manual withdrawal request needed.
Merchant Dashboard
Manage Merchants, API Keys, Webhook URLs, settlement wallets, payments, and statuses.
Payment Tracking
Know exactly who paid, how much, and for what
One of AnarPay's key differences from receiving a plain wallet address is that each payment has its own ID, address, and status. You can link every payment to a user, order, invoice, subscription, or specific request.
payment_id
Unique payment identifier
deposit_address
Dedicated BSC address
merchant_ref
Your internal order ID
amount_expected
Expected amount
amount_received
Received amount
tx_hash
On-chain transaction hash
status
Payment lifecycle status
expires_at
Payment expiry time
Network & Assets
Payment Support on BNB Smart Chain
AnarPay is designed to receive crypto payments on BNB Smart Chain and supports assets like USDT, USDC, and BNB.
USDT
USDC
BNBNETWORK
BNB Smart Chain
Chain ID: 56
Fast confirmations — suitable for low-cost stablecoin payments
Comparison
Why is AnarPay different from traditional gateways?
This comparison positions AnarPay — not to criticize other services.
| Feature | AnarPay | Traditional Gateway | Typical Crypto Processor |
|---|---|---|---|
| Payment UX | Address inside service, no redirect | Redirect to gateway page | Separate page or widget |
| Bot / Chat | Direct & suitable | Usually unsuitable | Limited |
| Connect Wallet | Not required | N/A | Sometimes required |
| Settlement | Direct to merchant wallet | Time-delayed bank settlement | Manual or batch withdrawal |
| Custody | Non-custodial — direct settlement | Held until settlement | Depends on service |
| Order Tracking | payment_id + merchant_ref | order_id + callback | Varies |
| Webhook | HMAC-signed | Standard callback | Depends on service |
Dashboard & Developer
Dashboard & Developer Experience
AnarPay is designed for developers, bot builders, and businesses that want to integrate crypto payments quickly — without lengthy setup or building blockchain infrastructure from scratch.
AnarPay Dashboard — app.anarpay.io
Developer Features
Services
AnarPay is not just a product — it can be implemented for your scenario
The Anarchain team can analyze, implement, and connect AnarPay for your bot, store, subscription service, consulting system, user panel, or software product.
Telegram & Bale Bot Integration
Build payment flow, issue dedicated addresses, handle webhooks, auto-activate service after payment.
Website or User Panel Integration
Implement payment page, display QR, payment status, connect orders to payment_id.
Direct Sales Integration
Build dedicated payment address or link per customer, order, or invoice for DM and messenger sales.
Payment Flow Consulting
Help choose the best payment path for your product, bot, store, subscription service, or target market.
Webhook & Automation Setup
Connect webhook to CRM, panel, bot, messaging system, subscription activation, or product delivery.
Support & Custom Development
Customization, new feature development, reporting, monitoring, and payment scenario development.
Start Collaboration
Want to enable crypto payments inside your chat, bot, or service?
If you want to receive USDT, USDC, or BNB payments inside your bot, DM, website, or service — without redirects, without Connect Wallet, and without common complexities — Anarchain can implement and support AnarPay for your scenario.